{"id":7933,"date":"2019-02-26T13:58:04","date_gmt":"2019-02-26T13:58:04","guid":{"rendered":"https:\/\/adamchandler.me\/blog\/\/?p=7933"},"modified":"2019-02-26T13:58:04","modified_gmt":"2019-02-26T13:58:04","slug":"technology-apple-the-bank-carrier","status":"publish","type":"post","link":"https:\/\/adamchandler.me\/blog\/2019\/02\/26\/technology-apple-the-bank-carrier\/","title":{"rendered":"Technology: Apple the Bank &#038; Carrier"},"content":{"rendered":"<p>I\u2019m extremely busy this week so will keep this short.\u00a0<\/p>\n<p>Apple should have been an MVNO (mobile virtual network operator) when they launched the iPhone. Just like Boost and Nextel were. Lease tower space and be the only carrier for which you can get the iPhone. Apple would take your money, sell you AppleCare and be the one place you go for support with your iPhone &amp; service.\u00a0<\/p>\n<p>Apple should have spun off a subsidiary bank a decade ago. Is this legal? I don\u2019t know but I being an Apple Fanboy would pay Apple $150 a year for access to their banking system, they could bundle in Apple Music, AppleCare, a rewards system to put toward your iPhone every year and it\u2019d be amazing.\u00a0<\/p>\n<p>Why are they partnering with Goldman Sachs instead of just being their own bank. Again, I don\u2019t know if that\u2019s legal but if Amazon can own grocery stores, Apple can own a bank. They have the capital to do this.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"I\u2019m extremely busy this week so will keep this short.\u00a0 Apple should have been an MVNO (mobile virtual&hellip;\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"apple_news_api_created_at":"2019-02-26T13:58:13Z","apple_news_api_id":"c6ed51a1-49a6-4d4e-b309-2c8a0931ce42","apple_news_api_modified_at":"2019-02-26T13:58:15Z","apple_news_api_revision":"AAAAAAAAAAD\/\/\/\/\/\/\/\/\/\/w==","apple_news_api_share_url":"https:\/\/apple.news\/Axu1RoUmmTU6zCSyKCTHOQg","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_custom_appearance":"","csco_disable_excerpt_posts_layout":false,"csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[17],"tags":[],"class_list":{"0":"post-7933","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-technology","7":"cs-entry","8":"cs-video-wrap"},"apple_news_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pb3IC4-23X","jetpack-related-posts":[{"id":7612,"url":"https:\/\/adamchandler.me\/blog\/2018\/11\/12\/the-cost-of-apple-fanboyism-in-2018\/","url_meta":{"origin":7933,"position":0},"title":"The Cost of Apple-Fanboyism in 2018","author":"Adam Chandler","date":"November 12, 2018","format":false,"excerpt":"This is one of those posts that some people will respect because they\u2019ve been loyal Apple fans for decades and others will come down on as a wholly first world problem that shouldn\u2019t be an issue anyone should face. However, I feel as if this is certainly a topic we\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"AppleCare  My Devices","src":"https:\/\/i0.wp.com\/farm5.staticflickr.com\/4861\/44935802355_b3276a7d17.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":8376,"url":"https:\/\/adamchandler.me\/blog\/2020\/10\/13\/the-cost-of-apple-fanboyism-in-2020\/","url_meta":{"origin":7933,"position":1},"title":"The Cost of Apple-Fanboyism in 2020","author":"Adam Chandler","date":"October 13, 2020","format":false,"excerpt":"I published this post in 2018 where I break down pricing of someone like myself who wants to buy in to the Apple ecosystem whole-hog. Note, inflation I supposedly 3.7% from 2018 to 2020 so we can factor that int to my math. Here are prices from 2018: iPhone XS:\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8607,"url":"https:\/\/adamchandler.me\/blog\/2021\/11\/08\/the-cost-of-apple-fanboyism-in-2021\/","url_meta":{"origin":7933,"position":2},"title":"The Cost of Apple-Fanboyism in 2021","author":"Adam Chandler","date":"November 8, 2021","format":false,"excerpt":"See 2018 and 2020 costs here What I hope will continue as a semi-annual tradition, I\u2019ve been tracking Apple\u2019s costs informally for a while. The price of an iPhone from $499 to $1599 has come alongside inflation and technology improvements. It\u2019s okay for costs to increase over time but, as\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12928,"url":"https:\/\/adamchandler.me\/blog\/2025\/07\/23\/applecare-one-versus-best-buy-total\/","url_meta":{"origin":7933,"position":3},"title":"AppleCare One versus Best Buy Total","author":"Adam Chandler","date":"July 23, 2025","format":false,"excerpt":"I have been a Best Buy Total subscriber for going on 4 years or more. The main benefit to me is the inclusion of 2-years of AppleCare on every product you buy from them. If you pair it with Best Buy's price matching, you can always get the best price\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8747,"url":"https:\/\/adamchandler.me\/blog\/2022\/09\/12\/technology-iphones-14-apple-watch-ultra-and-airpods-pro-2nd-gen\/","url_meta":{"origin":7933,"position":4},"title":"Technology: iPhones 14, Apple Watch Ultra and AirPods Pro 2nd Gen","author":"Adam Chandler","date":"September 12, 2022","format":false,"excerpt":"This post on MacRumors inspired me to write this post. From that post: The Apple Watch Edition line had been available since the launch of the original Apple Watch in 2015, and in recent years had offered titanium casings with an additional, exclusive watch band. The Apple Watch Ultra is\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/adamchandler.me\/blog\/wp-content\/uploads\/2022\/09\/BestBuy1.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":7570,"url":"https:\/\/adamchandler.me\/blog\/2018\/09\/11\/technology-an-expensive-2018-for-apple-and-i\/","url_meta":{"origin":7933,"position":5},"title":"Technology: An expensive 2018 for Apple and I","author":"Adam Chandler","date":"September 11, 2018","format":false,"excerpt":"On July 12th, I spent $3600 on a new MacBook Pro 15\u201d Core i9 which is very expensive, a full $1000 more than I\u2019ve spent on any previous Mac Portable and the machine is fantastic. I stick with Apple because of the operating system, Unix \/ FreeBSD and security &\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/7933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/comments?post=7933"}],"version-history":[{"count":0,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/7933\/revisions"}],"wp:attachment":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/media?parent=7933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/categories?post=7933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/tags?post=7933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}