{"id":6414,"date":"2016-12-05T14:48:35","date_gmt":"2016-12-05T14:48:35","guid":{"rendered":"https:\/\/adamchandler.me\/blog\/\/?p=6414"},"modified":"2016-12-05T16:27:54","modified_gmt":"2016-12-05T16:27:54","slug":"linked-credit-card-companies-are-blowing-it-with-chip-payments","status":"publish","type":"post","link":"https:\/\/adamchandler.me\/blog\/2016\/12\/05\/linked-credit-card-companies-are-blowing-it-with-chip-payments\/","title":{"rendered":"Linked: &#8220;Credit card companies are blowing it with chip payments&#8221;"},"content":{"rendered":"<p><a href=\"http:\/\/www.theverge.com\/circuitbreaker\/2016\/7\/26\/12287360\/credit-card-companies-blowing-emv-chip-payments\">via The Verge<\/a>:<\/p>\n<blockquote><p><em>Try to guess if you swipe your card or insert it. Try one of those options. Probably discover you\u2019re wrong, either because the machine scolds you or the store clerk does. Try the other option. If it\u2019s the EMV chip, you then wait an interminably long time.<\/em><\/p><\/blockquote>\n<p>I think credit card companies have some fault here but at the same time, merchants on the whole are awful at taking your money. Loss Prevention at 2-5% of their potential sales, coupons &amp; sales just to get you in the door, staff at every store has no knowledge on the products that they stock and you have to wait in line to check out and then hope you put your credit card in the right slot as the person who does hundreds of point of sale transactions a day has zero interest in giving you a heads up that the chip &#8211; reader doesn\u2019t work.<\/p>\n<p>If I worked retail, every transaction would start with, \u201cFind everything today? Great! Before you swipe, please note our chip reader isn\u2019t functional yet and if you just have a magnetic strip, you\u2019re good to go with the traditional method of swiping.\u201d<\/p>\n<p>I\u2019d say it 100 times a day but the customer\u2019s last experience with our retailer is the point of sale and if they feel like an idiot buying a $4,000 computer, that\u2019s not a great experience. Merchants are on the front-lines of this transition and they should act accordingly.<\/p>\n","protected":false},"excerpt":{"rendered":"via The Verge: Try to guess if you swipe your card or insert it. Try one of those&hellip;\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","apple_news_api_created_at":"2016-12-05T16:27:55Z","apple_news_api_id":"763c82f8-597e-447c-bfeb-0629a6e2d8d4","apple_news_api_modified_at":"2016-12-05T16:27:55Z","apple_news_api_revision":"AAAAAAAAAAD\/\/\/\/\/\/\/\/\/\/w==","apple_news_api_share_url":"https:\/\/apple.news\/AdjyC-Fl-RHy_6wYppuLY1A","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_custom_appearance":"","csco_disable_excerpt_posts_layout":false,"csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[7],"tags":[],"class_list":["post-6414","post","type-post","status-publish","format-standard","category-linked","cs-entry","cs-video-wrap"],"apple_news_notices":[],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/pb3IC4-1Fs","jetpack-related-posts":[{"id":4238,"url":"https:\/\/adamchandler.me\/blog\/2014\/09\/04\/linked-back-to-square-one\/","url_meta":{"origin":6414,"position":0},"title":"Linked: Back to Square One","author":"Adam Chandler","date":"September 4, 2014","format":false,"excerpt":"via FastCompany: The fuzzy focus culminated in Square Wallet, which was initially called Card Case. Though Dorsey won't acknowledge it publicly, the aim internally, says one source, was to \"own both sides of the counter\"--vendor and customer--so the company could one day \"cut out the credit-card companies altogether.\" (At weekly\u2026","rel":"","context":"In &quot;Linked&quot;","block_context":{"text":"Linked","link":"https:\/\/adamchandler.me\/blog\/category\/linked\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4735,"url":"https:\/\/adamchandler.me\/blog\/2015\/07\/02\/linked-pay-for-starbucks-via-apple-pay-sort-of\/","url_meta":{"origin":6414,"position":1},"title":"Linked: &#8220;Pay for Starbucks Via Apple Pay (Sort Of)&#8221;","author":"Adam Chandler","date":"July 2, 2015","format":false,"excerpt":"via PC Mag: So, here's the deal: You reload your card with Apple Pay in the app, and you then use the app itself to pay for your coffee. Apple Pay, in a way, pays for your coffee, but only by the transitive property. And, yes, the entire process requires\u2026","rel":"","context":"In &quot;Linked&quot;","block_context":{"text":"Linked","link":"https:\/\/adamchandler.me\/blog\/category\/linked\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6098,"url":"https:\/\/adamchandler.me\/blog\/2016\/07\/06\/linked-why-does-google-hate-the-web\/","url_meta":{"origin":6414,"position":2},"title":"Linked: &#8220;Why does Google hate the web?&#8221;","author":"Adam Chandler","date":"July 6, 2016","format":false,"excerpt":"via Scripting: I understand that they want to force people to switch to HTTPS and to convert their sites to be \u201cmobile friendly.\" But these two conversions are never going to happen to posts and podcasts that were created in 2013. Or 1998. Or before Google even existed. And since\u2026","rel":"","context":"In &quot;Linked&quot;","block_context":{"text":"Linked","link":"https:\/\/adamchandler.me\/blog\/category\/linked\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3815,"url":"https:\/\/adamchandler.me\/blog\/2012\/08\/30\/my-starbucks-reserve-gold-level-whats-the-point\/","url_meta":{"origin":6414,"position":3},"title":"\u2605 My Starbucks Reserve &#8211; Gold Level. What&#8217;s the point?","author":"Adam Chandler","date":"August 30, 2012","format":false,"excerpt":"I'm through with trying when it comes to Starbucks' Rewards Program. You can read all about the program\u00a0here. I've been a very vocal customer when it comes to their gold card and subsequent gutting of the program. Review of the initial $20 Starbucks Gold Starbucks removes the $20 barrier to\u2026","rel":"","context":"In &quot;My Thoughts&quot;","block_context":{"text":"My Thoughts","link":"https:\/\/adamchandler.me\/blog\/category\/my-thoughts\/"},"img":{"alt_text":"IMG 2374","src":"https:\/\/i0.wp.com\/adam-jackson.net\/blog\/wp-content\/uploads\/2012\/08\/IMG_237411.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":3648,"url":"https:\/\/adamchandler.me\/blog\/2012\/03\/19\/apple-sold-3-million-ipads-in-15-daysnot-3\/","url_meta":{"origin":6414,"position":4},"title":"\u2605 Apple sold 3 million iPads in 15 days\u2026not 3.","author":"Adam Chandler","date":"March 19, 2012","format":false,"excerpt":"This post is for everyone but mostly for GadgetDon who is a friend that I've known for 9 years and is an expert in such matters and took my tweets earlier the wrong way. I still encourage everyone to read it. Apple on March 7th: Customers can begin pre-ordering their\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8580,"url":"https:\/\/adamchandler.me\/blog\/2021\/09\/24\/linked-the-iphone-13-an-upgraders-guide\/","url_meta":{"origin":6414,"position":5},"title":"Linked: &#8220;The iPhone 13: An upgrader\u2019s guide&#8221;","author":"Adam Chandler","date":"September 24, 2021","format":false,"excerpt":"Via Six Colors:\u00a0 What difference does two years of iPhone iteration make? The iPhone 13 screen is a little bigger, the chip a little bit (15 to 20 percent) faster, the screen more resistant to damage. You\u2019ll want to buy an iPhone 13 Pro if you want to retain a\u2026","rel":"","context":"In &quot;Linked&quot;","block_context":{"text":"Linked","link":"https:\/\/adamchandler.me\/blog\/category\/linked\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/6414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/comments?post=6414"}],"version-history":[{"count":0,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/6414\/revisions"}],"wp:attachment":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/media?parent=6414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/categories?post=6414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/tags?post=6414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}