{"id":12026,"date":"2023-02-26T21:54:43","date_gmt":"2023-02-27T02:54:43","guid":{"rendered":"https:\/\/adamchandler.me\/blog\/?p=12026"},"modified":"2023-02-26T21:54:48","modified_gmt":"2023-02-27T02:54:48","slug":"technology-im-closing-my-paypal-account","status":"publish","type":"post","link":"https:\/\/adamchandler.me\/blog\/2023\/02\/26\/technology-im-closing-my-paypal-account\/","title":{"rendered":"Technology: I&#8217;m closing my PayPal Account"},"content":{"rendered":"<div class='__iawmlf-post-loop-links' style='display:none;' data-iawmlf-post-links='[{&quot;id&quot;:867,&quot;href&quot;:&quot;https:\\\/\\\/www.theverge.com\\\/2022\\\/7\\\/1\\\/23191214\\\/paypal-friends-and-family-payments-business-accounts&quot;,&quot;archived_href&quot;:&quot;http:\\\/\\\/web-wp.archive.org\\\/web\\\/20250910042911\\\/https:\\\/\\\/www.theverge.com\\\/2022\\\/7\\\/1\\\/23191214\\\/paypal-friends-and-family-payments-business-accounts&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[{&quot;date&quot;:&quot;2025-11-03 17:31:14&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-11-14 04:28:03&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-03 03:10:57&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-08 06:47:53&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-13 07:03:54&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-18 09:52:55&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-23 10:35:54&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2025-12-28 11:58:13&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-02 15:25:32&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-07 21:03:30&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-12 21:23:51&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-17 12:06:08&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-22 22:34:13&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-27 20:52:11&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-01 20:24:04&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2026-02-07 06:34:42&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2026-02-12 12:28:42&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-17 09:45:22&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-22 06:38:04&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-27 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09:52:55&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2025-12-23 10:35:54&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2025-12-28 11:58:13&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-02 15:25:31&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-07 21:03:30&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-12 21:23:51&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-17 23:38:44&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-22 22:34:13&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-01-27 20:52:11&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-01 20:24:04&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2026-02-07 06:34:42&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2026-02-12 12:28:42&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-17 09:45:22&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-22 06:38:04&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-02-27 03:43:17&quot;,&quot;http_code&quot;:404},{&quot;date&quot;:&quot;2026-03-09 16:01:03&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-03-14 17:49:16&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-03-18 14:51:48&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-03-23 05:42:38&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-03-29 16:44:47&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-04-03 23:19:23&quot;,&quot;http_code&quot;:206},{&quot;date&quot;:&quot;2026-04-09 05:58:30&quot;,&quot;http_code&quot;:404}],&quot;broken&quot;:false,&quot;last_checked&quot;:{&quot;date&quot;:&quot;2026-04-09 05:58:30&quot;,&quot;http_code&quot;:404},&quot;process&quot;:&quot;done&quot;}]'><\/div>\n<p>Paypal&#8217;s fee structure is anti-individual and clearly they only want to serve businesses. Venmo, Zelle, Apple Pay Cash and Cash App are superior and PayPal is dead to me.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.theverge.com\/2022\/7\/1\/23191214\/paypal-friends-and-family-payments-business-accounts\" rel=\"nofollow noopener\" target=\"_blank\">The Verge: PayPal is ending fee-free Friends &amp; Family payments for business accounts<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;Starting July 28th, only personal PayPal accounts will be able to get funds via Friends &amp; Family, a transaction method intended for trusted recipients.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p><a href=\"https:\/\/www.theverge.com\/2019\/9\/20\/20876570\/paypal-refund-fee-policy-change-sellers-controversy\" rel=\"nofollow noopener\" target=\"_blank\">The Verge: PayPal reinstates controversial policy of pocketing fees from refunds<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;PayPal will begin pocketing the initial 2.9 percent commission fee sellers forfeit during a transaction even when the seller is refunding a customer in full.&#8221;<\/p>\n<\/blockquote>\n\n\n\n<p>How this is impacting me? I regularly receive payments from people via PayPal and I have for 25 years and it&#8217;s for simple things like I will cover an entire road trip and using a Split App, will collect reimbursements from everyone after the trip. I use my credit card for all gas, then tell everyone how much they owe me equally. If they covered dinner one night, that comes out of what they owe me. I recommend SplitWise highly. In other situations, it&#8217;s folks gifting me money via online tip programs. I&#8217;m not realizing any business taxable income despite the fact my PayPal account has been a business account for 20 years. I set it up that way and therefore, I can no longer accept payments as Friends &amp; Family. Someone sent me $2,000 and it was a $60 charge. <\/p>\n\n\n\n<p>After some back and forth, I told them to just use Zelle\/Cash App or Venmo which they did. I did a full refund via PayPal but I noticed that my account was still showing negative $60. It was only when I did some digging did I realize that even though my friend received his full $2,000 back, I was still on the hook for those fees. <\/p>\n\n\n\n<p>I&#8217;ll be closing my PayPal account and not accepting it going forward&#8230;.well, after my transfer from my bank to PayPal for $60 fees when a friend paid me back. I guess that tank of gas is on me? <\/p>\n","protected":false},"excerpt":{"rendered":"Paypal&#8217;s fee structure is anti-individual and clearly they only want to serve businesses. Venmo, Zelle, Apple Pay Cash&hellip;\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"apple_news_api_created_at":"2023-02-27T02:54:50Z","apple_news_api_id":"5f700e12-f099-4da4-b250-dc8e6cd6cd03","apple_news_api_modified_at":"2023-02-27T02:54:50Z","apple_news_api_revision":"AAAAAAAAAAD\/\/\/\/\/\/\/\/\/\/w==","apple_news_api_share_url":"https:\/\/apple.news\/AX3AOEvCZTaSyUNyObNbNAw","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_custom_appearance":"","csco_disable_excerpt_posts_layout":false,"csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[17],"tags":[],"class_list":{"0":"post-12026","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-technology","7":"cs-entry","8":"cs-video-wrap"},"apple_news_notices":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pb3IC4-37Y","jetpack-related-posts":[{"id":3319,"url":"https:\/\/adamchandler.me\/blog\/2011\/12\/06\/on-paypal-and-social-media-riotseveryone-sucks\/","url_meta":{"origin":12026,"position":0},"title":"\u2605 On Paypal and Social Media Riots\u2026everyone sucks","author":"Adam Chandler","date":"December 6, 2011","format":false,"excerpt":"via Paypal's Facebook Wall: Try being less \u201casshole\u201d and more \u201cforgiving.\u201d It\u2019s absolutely appalling the crap you guys are pulling with Regretsy. Congratulations on successfully screwing families out of some much-needed donations because you\u2019re greedy bastards who care more about red tape than people. I hope the Karma carousel comes\u2026","rel":"","context":"In &quot;My Thoughts&quot;","block_context":{"text":"My Thoughts","link":"https:\/\/adamchandler.me\/blog\/category\/my-thoughts\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7466,"url":"https:\/\/adamchandler.me\/blog\/2018\/05\/28\/jason-may-of-myproscooter-com-heres-your-link-back\/","url_meta":{"origin":12026,"position":1},"title":"Jason May of MyProScooter.com, here&#8217;s your link-back","author":"Adam Chandler","date":"May 28, 2018","format":false,"excerpt":"May 21st, 10:35AM. Jason May (jason@myproscooter.com) writes: Hey Adam, My name is Jason,\u00a0father of 2,\u00a0sports lover and co-owner of MyProScooter.com, which is a passion project run by my\u00a0wife and I, for all things\u00a0sports related.\u00a0 I recently came across your website, which I really like, and I was wondering if you\u2026","rel":"","context":"In &quot;Rants&quot;","block_context":{"text":"Rants","link":"https:\/\/adamchandler.me\/blog\/category\/rants\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4187,"url":"https:\/\/adamchandler.me\/blog\/2014\/08\/05\/technology-r-i-p-justin-tv-and-how-it-changed-my-life\/","url_meta":{"origin":12026,"position":2},"title":"Technology: R.I.P. Justin.TV and how it changed my life","author":"Adam Chandler","date":"August 5, 2014","format":false,"excerpt":"Since my post last week, Justin.TV is no more. I\u2019m not really sure why I feel so sad about this news. I haven\u2019t visited the site in a while. I just have those fond memories of the start of the site and how JTV jump-started my move to San Francisco.\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"Screen Shot 2014 08 05 at 3 29 26 PM","src":"https:\/\/i0.wp.com\/adam-jackson.net\/blog\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-05-at-3.29.26-PM.png?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/adam-jackson.net\/blog\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-05-at-3.29.26-PM.png?resize=350%2C200 1x, https:\/\/i0.wp.com\/adam-jackson.net\/blog\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-05-at-3.29.26-PM.png?resize=525%2C300 1.5x"},"classes":[]},{"id":237,"url":"https:\/\/adamchandler.me\/blog\/2009\/04\/15\/i-stand-behind-magpie-twitter-advertisements\/","url_meta":{"origin":12026,"position":3},"title":"\u2605 I Stand Behind Magpie Twitter Advertisements","author":"Adam Chandler","date":"April 15, 2009","format":false,"excerpt":"In late October, someone told me about Magpie and I think it was a post on TechCrunch. At the time, Magpie would analyze the amount of followers you had and you'd allow them to tweet an ad every 5, 10, 20 or 50 tweets. I think I started out making\u2026","rel":"","context":"In &quot;Ideas&quot;","block_context":{"text":"Ideas","link":"https:\/\/adamchandler.me\/blog\/category\/ideas\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":655,"url":"https:\/\/adamchandler.me\/blog\/2009\/11\/19\/change-your-passwords-today\/","url_meta":{"origin":12026,"position":4},"title":"\u2605 Change your Passwords Today","author":"Adam Chandler","date":"November 19, 2009","format":false,"excerpt":"Once every 3-4 months, I'll change all of my passwords. You won't believe how passionate I am about security and since working in IT for a few years, I learned the value of a secure password. I keep an Adobe PDF that's password protected with a master password. This PDF\u2026","rel":"","context":"In &quot;Technology&quot;","block_context":{"text":"Technology","link":"https:\/\/adamchandler.me\/blog\/category\/technology\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6926,"url":"https:\/\/adamchandler.me\/blog\/2017\/07\/17\/linked-an-interview-with-gabe-rivera\/","url_meta":{"origin":12026,"position":5},"title":"Linked: &#8230;an interview with Gabe Rivera","author":"Adam Chandler","date":"July 17, 2017","format":false,"excerpt":"via Buzzfeed: (ugh, I hate linking to this shit-hole of a website) Why is that Adam? The author, Mr. Warzel who interviewed Gabe called his story \u201cMeet the Man who Shapes Tech\u2019s Narrative\u201d (look at the article link, perma-links don\u2019t lie) which is accurate in a way. It\u2019s a bit\u2026","rel":"","context":"In &quot;Linked&quot;","block_context":{"text":"Linked","link":"https:\/\/adamchandler.me\/blog\/category\/linked\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/12026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/comments?post=12026"}],"version-history":[{"count":0,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/posts\/12026\/revisions"}],"wp:attachment":[{"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/media?parent=12026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/categories?post=12026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adamchandler.me\/blog\/wp-json\/wp\/v2\/tags?post=12026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}